Service
An investment consultant will help you create an investment strategy to further maximize your return.
Investments
Investments that Impact Ministry
With rates as high as 3.82%, AGFinancial investments can do more. There’s a return for both the investor and for ministry; investors receive a competitive rate of return, while funds invested with AGFinancial change lives by providing loans to churches and ministries.
Liquidity
We understand your need for liquidity and will work with your financial institution to transfer money as needed.
Accessibility
Convenient online access to funds allows you to see your balance, transfer funds, and more.
Investment Rates
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Open an AGFinancial InvestmentStandard Rates Premium Rates**Investment Type Rate APY* Rate APY*
Type: Demand Rate APY* DemandStandard 1.000% 1.01%Premium N/A N/AType: 3M Rate APY* 3-MonthStandard 1.250% 1.26%Premium N/A N/AType: 6M Rate APY* 6-MonthStandard 1.375% 1.38%Premium 1.625% 1.64%Type: 1Y Rate APY* 1-YearStandard 1.500% 1.51%Premium 1.750% 1.76%Type: 15M Rate APY* 15-MonthStandard 2.000% 2.02%Premium N/A N/AType: 2Y Rate APY* 2-YearStandard 1.625% 1.64%Premium 1.875% 1.89%Type: 3Y Rate APY* 3-YearStandard 1.750% 1.76%Premium 2.000% 2.02%Type: 4Y Rate APY* 4-YearStandard 1.875% 1.89%Premium 2.125% 2.15%Type: 5Y Rate APY* 5-YearStandard 2.000% 2.02%Premium 2.250% 2.27%Type: 7Y† Rate APY* 7-Year†Standard 2.125% 2.15%Premium 2.375% 2.40%Type: 10Y† Rate APY* 10-Year†Standard 2.500% 2.53%Premium 2.750% 2.79%*Annual Percentage Yield
**Premium rates may be available for investments of $250,000 or greater.
†Available for new investments only; funds may not be transferred from an existing or renewing AGFinancial investment.
Effective July 1, 2020Rates subject to change. Penalties may apply to redemptions prior to maturity.
This is not an offering to sell securities referred to herein and we are not soliciting you to purchase these securities. The offering is made only by the Offering Circular which includes risk factors. The Offering Circular may be obtained by writing or calling AGFinancial or by clicking here. AGFinancial investments are offered and sold only in states where authorized or exempt from authorization. Not available to new investors in Washington. Not available in Ohio.
Not FDIC or SIPC Insured. Not a Bank Deposit. No AGFinancial Guarantee.
AGFinancial is a DBA of Assemblies of God Loan Fund, an affiliated entity of Assemblies of God Financial Services Group.
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Open an IRAStandard Rates Premium Rates**Investment Type Rate APY* Rate APY*
Type: Demand Rate APY* DemandStandard 1.000% 1.01%Type: 1YF Rate APY* 1-Year FixedStandard 1.500% 1.51%Type: 3YF Rate APY* 3-Year FixedStandard 1.750% 1.76%Type: 5YF Rate APY* 5-Year FixedStandard 2.000% 2.02%Type: 5YA Rate APY* 5-Year Adj.Standard 1.875% 1.89%Type: 7YF† Rate APY* 7-Year Fixed†Standard 2.125% 2.15%Type: 10YF† Rate APY* 10-Year Fixed†Standard 2.500% 2.53%*Annual Percentage Yield
†Available for new investments only; funds may not be transferred from an existing or renewing AGFinancial investment.
Effective July 1, 2020Rates subject to change. Penalties may apply to redemptions prior to maturity.
This is not an offering to sell securities referred to herein and we are not soliciting you to purchase these securities. The offering is made only by the Offering Circular which includes risk factors. The Offering Circular may be obtained by writing or calling AGFinancial or by clicking here. AGFinancial investments are offered and sold only in states where authorized or exempt from authorization. Not available to new investors in Washington. Not available in Ohio.
Not FDIC or SIPC Insured. Not a Bank Deposit. No AGFinancial Guarantee.
About Us
With over $3 billion in assets, AGFinancial is one of the nation’s largest church investment and lending institutions.
Strength
Number of Loans. Over the past three years*, AGFinancial has funded over 432 loans, increasing our current AG lending portfolio to more than $1.2 billion. Our emphasis on competitive rates, flexible borrowing limits, and responsible decision-making has made AGFinancial one of the largest church lenders in the United States.
Net Assets Ratio. As of March 31, 2019, AGFinancial’s net assets ratio (capital) was 21.99%.
Stability
Renewal Rate. Over the past three years*, approximately 77% of the principal balance of maturing Investment Certificates has been renewed or reinvested annually, excluding Demand Certificates and Investment Certificates held by entities affiliated with AGFinancial.
*As of March 31, 2019.
Results
Growth. In the fiscal year 2018-2019, over $168 million in new funds flowed into AGFinancial. This growth brings the current total funds investors have entrusted with us to over $873 million.
This is not an offering to sell securities referred to herein and we are not soliciting you to purchase these securities. The offering is made only by the Offering Circular which includes risk factors. The Offering Circular may be obtained by writing or calling AGFinancial or by clicking here. An investment in AGFinancial involves certain risks that other investment options may not have. Not all risks can be quantified or compared to other investments. You should carefully evaluate all the risks in assessing the potential benefit of the various investments. AGFinancial investments are offered and sold only in states where authorized or exempt from authorization. AGFinancial is an affiliated entity of AGFinancial. Not FDIC or SIPC Insured. Not a Bank Deposit. No AGFinancial Guarantee.
Investors should review complete audited financial statements and any interim period financial statements to understand the most recent financial condition of Assemblies of God AGFinancial. Reliance on select financial information may omit material information for an investor’s investment decision.
